Pet Insurance Tips

I was talking to a customer the other day whos dog has cancer and is undergoing chemotherapy. Of course all of us pet lovers treat our dogs and cats like members of the family, and if there’s a serious illness that can be treated, we do whatever we can. What got me to thinking is the customer mentioned it sure would have been great if they had purchased pet insurance when the dog was healthy.

For the past year we at Aussie Pet Mobile have offered discounts with VPI, the nation’s largest pet health insurer. We feel that this is a great option for those who want some peace of mind that comes with having insurance. You can find the discounts at www.petinsurance.com/apm, or you can find a link to VPI with our discount on our website.

For an unbiased view on pet insurance, I recently read a news release put out by the Illinois Department of Insurance. They offer some tips to consumers thinking about this type of insurance:

• Review your options and compare benefits among policies

Insurance can be split into four general categories: accidents, illnesses, wellness, and additional benefits. Make sure your policy has the benefits you are looking for.

• Ask about pre-existing conditions to see if they are covered

• Continuing coverage for long-term conditions when policy is up for renewal

• Understand if there are any exclusions for certain breeds or treatments

• Reimbursement – how does the policy make payments? Will they pay you or the vet?

• Choosing a veterinarian – most policies let you visit any licensed veterinarian, but you should check the policy to make sure.

Of course, you can set aside money each month and essentially self-insure your pets. If you are well disciplined that may work out great. For many of us, however, an insurance policy can be a great option because we don’t need to worry about it. If and when you are faced with an illness it’s great not to have to worry about all of the cost when deciding what treatment options your pet will receive.

Like I said, they’re a part of the family.

Dog Beach and Park Tips

Going off leash? Heading off to the dog park or beach? Dog parks and beaches are really popular in our area. We have a new park in Homer Glen and a great park in Frankfort that is sponsored in part by Aussie Pet Mobile. When you let your dog play, keep in mind some basic tips we got from our partners at VPI Pet Insurance:

Sprains - Playful, excitable dogs are prone to accidents at the park - they can trip in a hole while running or maybe play a little too enthusiastically with a pal who's a bit too much to handle, resulting in sprained joints. Be sure to keep a watchful eye on your dog to avoid these types of incidents.

Lacerations - Sometimes even the friendliest wrestling match between dogs can turn into a tussle. Cuts and scratches are common dog park injuries, so keep your pooch away from agressive dogs and look out for foreign objects like fallen branches that could cause harm while dogs are at play.

Toxins - Be aware of any chemicals used by park maintenance crews, like fertilizers, snail bait or pestisides. It's a good idea to use a damp towel to thoroughly wipe down your dog's fur after a romp in the park in order to get rid of any residue that could be licked off.

Parasites - Shield your dog from fleas and other bugs before visiting the park by using a topical preventive product. Also, be a good park patron by picking up after your dog and reminding others to do the same; worms and other internal parasites can be easily transmitted if fecal matter is injested.

Overheating - No matter what time of year, always be sure to have plenty of water on hand to quench your dog's thirst and prevent overheating. Be sure to take frequent water breaks so your dog can stay hydrated. If your dog shows any signs of overheating such as excessive panting, vomiting, or sluggishness, contact a veterinarian immediately.

Bug Off! - Dogs and cats of any age need protection from fleas and ticks. Aside from being a nuisance, they can also cause skin problems and spread disease. It's easier to prevent fleas and ticks than it is to fight them after they've already infested your pet - and your home.

Tall grass and weeds are very inviting to flease and ticks, so be sure to keep your yard mowed and trimmed. Outdoor flea sprays are also a good tool for keeping bugs at bay. Inside, clean and vacuum your home regularly, and wash your pet's bedding each week.

Remember, if you're interested in pet insurance, call VPI at 800-719-1303 or visit www.petinsurance.com/apm to get the Aussie Pet Mobile discount!